1. Has Attaining Permeant Resident Status in Singapore Become Harder?
  2. The Next Trends in Internet Entertainment
  3. Current Scenario of Online Poker Gaming In India
  4. Shut down the lab or we’ll destroy the computer
  5. Disappointing examination results stay on Instagram
  6. What the Experts Are Saying About Moved Store Bought and What It Means For You
  7. What Business Goals Onpage Is – and What it Is Not
  8. Buyer Beware – A Guide to Buying Classic Video Games on eBay
  9. How To Wisely Buy A New Computer
  10. Beginner’s Guide to Computer Forensics
  11. Breaking the Computer Buying
  12. Computer Knowledge (Literacy)
  13. Evolution of Technology – The History of Computers
  14. Crunch Power And The Simulation Hypothesis
  15. Computer or Buy a New One?
  16. Online Computer Repair and Remote Virus Removal
  17. Are We Too Dependent on Computers?
  18. Cloud Computing – Is It Safe?
  19. Thirteen Steps to Successful Blogging
  20. 12 Things You Need to Know Before You Even Start a Blog
  21. Why I Love Blogging
  22. 7 Best Blogging Platforms to Start a Blog for Free
  23. 15 Reasons Why You Should Start a Blog Today
  24. Why You Should Blog To Make Money Online
  25. A Blog Marketing Plan – The Basics
  26. Why Most Bloggers Never See Their Blogs As a Business
  27. Use Blogging for Profit
  28. Five Smart Ways To Make Big Money From Blogging
  29. Arkansas Life Insurance Guide – How to Find Cheap Arkansas Term Life Insurance Rates
  30. Life Insurance Settlements Viewed Through the Eye of the NASD – A Study in Compliance
  31. It’s Ok to Say No to Technology for Your Kids and Why I Didn’t
  32. Tips to Secure Your Small Business Network
  33. New Business Startup Checklist
  34. Book Ghostwriter on Google
  35. 5 Steps on How to Start Affiliate Marketing for Beginners
  36. Shhh – Not In Front Of The Television
  37. What Every Investor Should Know About Options!
  38. Review: My Year With Microsoft Surface Pro
  39. Android 6.Zero Marshmallow: What’s on the Cards?
  40. Life Coaching – Past, Present, and Future
  41. Why Hire a Life Coach?
  42. The Condition For Man To Have Eternal Life
  43. Past Life – Wanting to Know Who I Was in My Past-Life
  44. Dividend Paying Whole Life Insurance – Understanding What Sets it Apart
  45. Step Up to a Better Life With the Help of a Good Coach
  46. 10 SEO Tips to Get Your WordPress Blog Ranking Highly in the Search Engines
  47. 4 Quick SEO Tips To Help You Make More Money From Home
  48. SEO Tips on Hiring an SEO Expert
  49. 9 Blog SEO Tips to Assist Your Blog Rankings
  50. Five SEO Tips: You Should Know
  51. Satellite Internet Access – No DSL Or Cable – No Problem
  52. Three Exchange Traded Funds to Invest in the Internet
  53. Large Companies Need Internet T3 Line
  54. Web Internet Marketing, Increase Income By Improving Sales Process In Any Business On The Internet
  55. The Key Role of InThe Key Role of Internet Service Providers To Their Subscribersternet Service Providers To Their Subscribers
  56. Satellite Internet: Getting Things Done Faster
  57. Learn More About Computer Internet Cable
  58. Wireless Internet for Laptops: The Norm Today
  59. Greater Opportunities for the Finer Salt Cave Here
  60. Internet Business Is a Pretty Big Place
  61. Should I Use The Internet for My Network Marketing Business?
  62. How Does Wireless Internet Work – Four Ways to Establish Wireless Connection to the Internet
  63. Speed Up Internet Windows 7
  64. Top Rural Area High Speed Internet Providers
  65. What Does Internet-Enabled Mean To The Average Construction Professional?What Does Internet-Enabled Mean To The Average Construction Professional?
  66. Back To School Internet Safety Tips For Parents
  67. 5 Great Uses of the Internet
  68. Comcast Internet Essentials Program – A Possible Solution To Help Bridge The US Digital Divide
  69. Kids Safety On The Internet – The Technology Blame Game?
  70. Internet Marketing Pt 1
  71. The Internet in Our Future
  72. What Is Broadband Internet? My Options
  73. How to Choose Your Internet Download Speed?
  74. Tips to Keep in Mind While Going for Internet Service
  75. What Can Broadband Internet Do For Me?
  76. The Growth of the Internet Economy
  77. What Are The Advantages Of Satellite Internet Over DSL Internet?
  78. The Most Interesting Facts About Broadband Internet
  79. Is a Wireless Internet Connection Right For You?
  80. Advantages of Getting Internet Connection From Broadband Internet Service Providers
  81. The Primary Duty of the Intermediary in Internet Oil Trading and Refined Petroleum Product Deals
  82. How Internet Brokers and Agents Kill Petroleum Deals and Oil Deals As Intermediaries in Trading
  83. Helpful Tips In Saving From Costs Of High Speed Internet
  84. 50 Amazing Facts About the Internet
  85. The Power of Internet: It’s Like a Magic!
  86. The Truth About Internet Money
  87. Effects of Internet in Today’s Lifestyles
  88. Selecting the Best Type of Internet Service Provider for Your Needs
  89. Boosting Internet Access Resilience, ISP Multihoming Explained
  90. How the Internet Is Structured
  91. Where Internet Jurisdiction Can Get Your Business Sued!
  92. Important Information About The Internet And Computers
  93. Rural Wireless Broadband Internet – How Does It Work And How Can I Get It?
  94. Flattening The American Internet
  95. Purchase Order Financing Tips and Secrets for Canadian Firms Seeking Trade Finance
  96. 7 Top-Rated Tourist Attractions in Palm Springs
  97. Are Inventory Financing Lenders and P O Factoring Solutions Your Best Business Financing Bet?
  98. Who’s Financing Inventory and Using Purchase Order Finance (P O Finance)? Your Competitors!
  99. Alternative Financing for Wholesale Produce Distributors
  100. Sources of Business Finance
  101. Alternative Sources of Business Growth Finance: There Is More Than One Way to Fund Growth
  102. Car Finance – What You Should Know About Dealer Finance
  103. Alternative Financing Vs. Venture Capital: Which Option Is Best for Boosting Working Capital?
  104. Best in Class Finance Functions For Police Forces
  105. Finance, Credit, Investments – Economical Categories
  106. Immortalizing Values Through Education for Sustainable Development
  107. Italy bridge: State of emergency follows Genoa catastrophe
  108. New Zealand bans sales of houses to foreigners
  109. Mystery Russian satellite’s behaviour increases alarm in US
  110. Face transplant: A ‘second risk’ for young suicide survivor
  111. Stocks in the news: Kotak Mahindra Bank, ONGC, Fortis Health, Khadim, UPL, Hathway Cable, MMTC
  112. Teacher Education and Teacher Quality
  113. Making Online Education Attractive
  114. Education Loans Can Augment The Boundaries Of What You Can Achieve
  115. Improving the Quality of Education: A 360 Degree Perspective on Education CSR in India
  116. Educational Problem Solving
  117. An Inside Look at the Special Education Profession
  118. 5 Best Layered Inverted Bob Haircuts You Should Try | Glaminati.Com
  119. Technology’s Effect on Commercial Real Estate in a Recession
  120. Trends in Technology
  121. Monitor Technology Explained
  122. Pros And Cons Of Online Education For The World Citizen
  123. Technology and Innovation Management
  124. Impact Of Technology In Banking
  125. Technology – Who Needs It?
  126. Implementing New Technology
  127. Automotive Advertising Agencies Must Use Yesterday’s Knowledge & Tomorrow’s Technology to Survive
  128. Cool Gadgets Shopper – Irresistible Gadgets Your Customers Will Love
  129. Do What You Do Best – Realistic Technology Tips For Paralegals
  130. Top 5 Twisted, Yet Fun Games of All Time
  131. Difference Between On-Campus Education and Online Education
  132. Electronics Gadgets Selling Tutorial: 15+ Wee Devices That Will Make Your Store a Big Hit On The Net
  133. Electronic Gadgets Sales For Morons: Ten+ Devices You Can Wear
  134. Self-Defense Gadgets And Gizmo’s – Should You Carry A Personal Safety Weapon?
  135. The Many Gadgets Available To Compliment Both Him And Her
  136. Kitchen Equipment And Gadgets For Your Raw Food Kitchen
  137. Buying a Clinical Information Technology System
  138. Cool Gadgets Shopper – Why You Need A Laser Light
  139. The Newest Home Electronics and the Latest Travel Gadgets
  140. Spy Gadgets Hints: Where to Use 17 Different Camouflaged Cameras
  141. Selling Automobile Dealerships to Public Companies – Effect of Framework Agreements
  142. Interview with Dr Renato C Nicolai, Author of “The Nightmare That Is Public Education”
  143. Millennium Education Development – Ways To Achieve
  144. Globalisation And Primary Education Development In Tanzania: Prospects And ChallengesGlobalisation And Primary Education Development In Tanzania: Prospects And Challenges
  145. Keep Your PC Healthy With Computer Tips & Tricks
  146. Use This Simple Computer Tip to Save Time Using the Internet
  147. 5 Stress Reducing Computer Tips
  148. Computer Tips From My Journal
  149. Speed Up Computer Tips
  150. Best Computer Tips to Help With Slowing Computer Problems
  151. Essential Computer Tips You Should Learn Right Now
  152. Home Computing Tips for Getting More From Your Technology
  153. Computer Tips that Help Small Businesses Operate Profitably
  154. Computer Tips – Some Useful Computer Tips For Average Computer User
  155. Spyware – Now a Problem for Mac Users as Well
  156. 15 Alluring Stacked Bob Haircuts to Brighten Your Day| Lovehairstyles.com
  157. The Non-Hostile Overview Of Choosing A PC Or Mac For Your Computing Needs
  158. What Went Wrong? When Relationships Go From Hot To Cold
  159. Malware on the Mac – Viruses, Spyware, Worms, and Other Digital Nasties Are Coming to the Mac
  160. How to Run Windows on a Mac
  161. Fixing a Slow Mac: Discover The Ultimate Solution
  162. Advantages and Features of Mac Computers
  163. Switching From PC to Mac
  164. Mac Mini User Guide
  165. The Short Awkward Life of Mac Remora
  166. Mac Media Center
  167. Software As a Service (SaaS) Software on Demand – Using SaaS the Smart Way
  168. 10 Ways Baby Boomers Can Be Happier in 2018
  169. Predictive Dialer Software – Functions, Benefits and Features of This Tool
  170. Do You Have What It Takes?
  171. Is Technology a Bringer of Great Promise or Great Peril?
  172. What to Look for When Hiring an HVAC Professional
  173. Four Steps To Become Successful With Affiliate Marketing
  174. Eleven Minimalist Mindset Tips
  175. Miracles, The Power of the Web, Selfless Love and Acts of Kindness
  176. Top 10 Causes of Online Marketing Burnout
  177. Welfare of the Internet of Things
  178. Operational Route Accounting ERP Software: Benefits and Obstacles
  179. 3 Benefits to Using Cloud Yoga Business Software for Your Yoga Studio
  180. Software Engineering and the Intelligence Community – Setting Real Time Standards
  181. Importance of Software Testing in the IT Industry
  182. Death of an Automobile Dealership
  183. Electronics Gadgets – 13-Plus Disclaimers and Disclaimer Templates to Keep You Out of Trouble
  184. Automobile Accidents Are Easy to Prevent Using Modern Technology
  185. Compensation Caused via Automobile Accidents
  186. Site Control For Automobile Dealerships in the 21st Century
  187. The Automobile: Profit and Status, Waste and Pollution
  188. A Subjective Insight of the Future Automobile
  189. How to Save on Automobile Insurance
  190. Forty Years of Sheer Galveston Fascination
  191. Visit the Beautiful Places in Darjeeling, the Queen of the Himalayas
  192. Rhode Island Personal Injury Law FAQS and Automobile – Car Accidents – through a RI Lawyer – Attorney
  193. Buying and Selling Automobile Dealerships – Limitations When Negotiating the Contract
  194. Confused With All the Travel Information at the Internet?
  195. Friendly Places to Travel With Grand Children
  196. I’m Going to Cuba – And Other Adventures!
  197. The Trek to Upper Mustang – The Forbidden Kingdom
  198. Tazaungmon And The Tazaungdaing Light Festival
  199. Explore Antigua
  200. Cuba: Yesterday, Today and Tomorrow
  201. The South Shore Pub Tour Along Nova Scotia’s Fabulous South Shore Lighthouse Route
  202. How to Get Started With Sports Betting
  203. The National Service Factor in Sports Development
  204. Title IX – Sports
  205. A Brief Theology of Sports
  206. Youth Sports – The Role of Organized Sports in Your Child’s Life
  207. Sport and the Russian Revolution
  208. Modern Trends in Sports Administration and Management
  209. Which Software Testing Company?
  210. Accounting and Payroll Software – Industry Jargon Defined
  211. The Case for Flag Football As an Olympic Sport
  212. Peak Performance in Sports
  213. Sports Betting Champ, John Morrison Sports Betting Product Review!
  214. What Is iCloud, and Do I Need It?
  215. Is the iPhone 4S a Huge Waste of Money? Find Out Why You Should Keep Your iPhone four and Not Upgrade
  216. Should I Upgrade My iPad? What’s Inside Does Not Matter That Much
  217. How Is Apples IOS 6 Passbook App Going to Change the Electronic Wallet World?
  218. Ultima Forever: Quest for the Avatar iOS (Pre) Review
  219. Five Yes’ to the iPhone 5S!
  220. Areas That iPhone 4 Still Crumble to Android
  221. New Mobile Applications Stock Market
  222. ICloud – The Essential Guide
  223. An Introduction to Mobile Applications
  224. Apple’s IOS Vs Google’s Android OS Vs Blackberry’s Rim Vs Microsoft’s Windows Mobile
  225. Finding The Best Small Business Scheduling Software
  226. The Top Facebook Games of 2010
  227. Most Anticipated Video Games of 2010
  228. Different Types of Card Games
  229. Apple iOS five.0 Features: Notifications, iMessages and All Other Goodies You Need to Know
  230. 10 Ways to Market Your Mobile App
  231. Mobile Application Development – Current Technologies
  232. Understanding Mobile Phones
  233. Rapid Web-Based Desktop And Mobile Application Development
  234. Introduction to Designing Open Source Games for the Google Smart Phones
  235. History of Video Games – The First Video Game Ever Made?
  236. Mobile Sales Force Automation – How businesses doubled its income quantity with wi-fi technologies
  237. The Mobile Landscape – The Truth Behind the Hype
  238. Everything About Mobile Apps That You Want to Know!
  239. Considerations When Creating A Mobility Extension To The Corporate Network
  240. Tablet Wars! VHS or Betamax? Android, Apple, or Playbook?
  241. How to Select the Best Android Tablet
  242. Purchasing a Top Android Phone is a Good Decision
  243. An Introduction to Forensics Data Acquisition From Android Mobile Devices
  244. Comparing the Widows Mobile and Android Develpment Platform
  245. Every Man Is An Island: The Fragmentation of Android
  246. Google’s Android Phones Challenge Apple iPhone For Smartphone Market Share
  247. Android User Security
  248. 10 Free Android Apps That Will Actually Make You Money While Shopping!
  249. How to Pick Video Games Both Parents and Their Kids Will Love
  250. Exercise for the Brain
  251. How Prefabrication Is Helping the Hospitality Sector
  252. IPhone Vs Android Battle Royale
  253. Eight Ways To Awaken Your Greatness And Affirm Your True Power
  254. Why You’re So Damn Ugly And How To Become Beautiful Or Handsome
  255. The Power Of Awareness: How To Cultivate Mindfulness In Your Everyday Life
  256. IRR Transfer for Dependency or Hardship
  257. The Cure To Loneliness
  258. Top Ways to Prevent Data Loss
  259. Five Ways to Build Enterprise Mobile Apps “The Right Way”
  260. 6 Website Must-Have’s for Small Businesses
  261. Top 5 Most Important Aspects of Your Game
  262. How To Not Fail With Your New Year’s Resolutions
  263. Extreme Celestial Magnifying Glass Detects Dim Galaxies In The Primeval Universe
  264. How to Worship God According to Jesus
  265. Particles Born In A Black Hole’s Hostile Winds
  266. Hot Jupiter Planets: Any Way The Wind Blows
  267. Project-Based Teaching Methods
  268. Can Chia Seeds Reverse Diabetes?
  269. Mezcal in Oaxaca: State, National and Global Significance of Mexico’s Iconic Spirit
  270. The Magic Power of Perception
  271. Seven Chakras and Seven Colors Interconnected
  272. How to Control Stress Eating
  273. Killer Foods
  274. Stop Body Hate: Seven Mindset Qualities to Love Your Body
  275. What Is Calcium And What Does It Do?
  276. Calcium Needs At All Life Stages
  277. How to Achieve Health and Fitness
  278. 7 Main Reasons to Drink More Water
  279. 15 Amazing Healthcare Technology Innovations
  280. Earth’s Moon Has A Soggy Secret
  281. Messages From the Grave – Hit Over the Head With a Double Boiler
  282. Poetry and the Muses
  283. Cancer Antidote three-D
  284. A Fond Farewell To A Misty Moon
  285. What Makes a Good Game, and Where Will it Lead Us From Here?
  286. Not Even Jealousy Can Stop God
  287. The Mysterious Magnetic Personality Of Our Star
  288. Some Anti-Theist Religious Bits & Pieces: Round Sixteen
  289. Your Thoughts Determine Your Life
  290. What Are the Causes of PMS?
  291. 20 Exhilarating Destinations To Explore In India With Your Girl-Gang
  292. Psychology in China – Fairy Tales For Therapy
  293. 9 Tested search engine marketing Tips
  294. A Shaman Shares Knowledge
  295. Online Dating one hundred and one – Online Dating Basics
  296. Top 10 Doris Day Movies
  297. Creating A Life You Love
  298. How to Clean-up Your Allergies with 2 Easy Home Tips
  299. Vanity Killed My Car
  300. SEO Tips for Lawyers – Five Crucial Keys to Organic Search Engine Optimization
  301. 10 search engine marketing Tips to Be #1 on Search Engines
  302. Top five SEO Tips For WordPress
  303. How To Make More Money
  304. 25 search engine marketing Tips for Visitors and Search Engines Using Newswire Techniques
  305. The Growing Popularity of Free & Casual Games
  306. Top 10 SEO Tips That Will Get Your Site Ranked Higher in Google
  307. 6 search engine optimization Tips for Better Search Engine Rankings
  308. Five Ways To Make Money With Your Website
  309. Importance of Social Proof for the Hospitality Industry
  310. Five Important On Page search engine marketing Tips
  311. An Ounce of Prevention – 16 search engine marketing Tips
  312. 38+ Quick SEO Tips for E-Commerce Websites
  313. Avoiding Website Headaches
  314. RIP-OFFS: Online Computer Repair and Remote Virus Removal
  315. Should I Fix My Computer or Buy a New One?
  316. Computing Crunch Power And The Simulation Hypothesis
  317. The Evolution of Technology – The History of Computers
  318. Scope of Online Degrees in Computer Sciences
  319. Breaking the Computer Buying Cycle
  320. The Best Computer Equipment for Day Trading E-Mini Futures
  321. What Does Office 2016 Mean to a Small to Medium Business?
  322. 5 High Demand Technology Skills for 2016
  323. 10 Health Problems Caused by Computer Use and How to Win Them
  324. 4 Content Marketing Mistakes You Should Avoid in 2016
  325. Content Marketing Trends In 2016
  326. Driving Free Website Traffic in 2016
  327. 5 Tips To Do Social Media Marketing In 2016
  328. Working With Fashion Bloggers for Product Promotion and Purchasing Decisions Is Smart
  329. The Spectrum of Death: Perspective on News Coverage
  330. Book Trailers: Compiling & Arranging Elements for Effective Results
  331. Japanese Guys Think Europeans Girls Are Not Into Them – They Are So Wrong!
  332. How to Prevent Pre-Diabetes From Getting Worse
  333. Top three Books for Inspiration on How To Work Smarter, Not Harder
  334. The Walrus and the Honeybee: Remembering Buckfast
  335. Bloggers’ Parties For Product Promotion
  336. Blogger Tricks – Simple Blogger Tricks And Tips For New Bloggers
  337. How a blogger went from sharing stock picks to building his own version of the hottest investment product around
  338. Nigerian blogger detained for criticising governor in prison 10 days after
  339. Why a massive DDoS attack on a blogger has internet experts worried
  340. Saudi Arabian teen arrested for online videos with American blogger
  341. Should Australians Still Invest Properties in the United States?
  342. Financial Modeling: Investment Property Model
  343. What Constitutes Separate Property in Virginia?
  344. How to Rent My Property
  345. 5 Reasons Why Investing in Property in Hull Will Create Wealth
  346. Yours, Mine and Ours: How Spouses Share and Transfer Property
  347. Ten Tips for Comparing Health Care Policies
  348. Beauty Spells Really Make You Beautiful
  349. Patient Abandonment – Home Health Care
  350. What is Taught in Beauty Schools?
  351. The Simulation Hypothesis: Even More Evidence From Physics
  352. How To Make Money Online Today – The Basic Process
  353. Career Change At 50 – Start Working From Home
  354. Even More Religious Shorts
  355. Sample Counseling Statement, IRR Transfer
  356. Writing Website Content – Who Are You Writing To?
  357. 12 Great Reasons To Have A Niche Website
  358. Why Your Metabolic Age Matters
  359. Alternative Sources of Business Growth Finance
  360. Best in Class Finance Functions
  361. What You Should Know About Dealer Finance
  362. Safe Driving Through Mexico’s Yucatan From Oaxaca: Archaeology Agave Crafts Wildlife Nature & More
  363. Boosting Your Audience Engagement to the Max
  364. Revenue-Based Financing for Technology Companies With No Hard Assets
  365. The New Rule For Buying a Home – Using Owner Financing
  366. Learning a Language In the Throes of the Perfectionist Syndrome
  367. Accounts Receivable Financing – Don’t Worry, Be Happy
  368. What Does the Bible Say About Beauty?
  369. Where within the World Is Your Finance Penetration?
  370. The Best Car Deals – Low Finance Rates Vs Rebates – Which Should You Choose?
  371. Real True Beauty
  372. What the Heck is Owner Financing?
  373. Finance, Credit, Investments
  374. Debunking 3 Common WordPress Myths
  375. WordPress Banned The Website Of The Fascist Group Linked To The Alleged Charlottesville Killer
  376. WordPress Migrations Made Easy
  377. Comparison Between Open Source CMS Systems and Commercial Open Source Systems
  378. Inner Beauty – Beauty Goes Beyond What the Eye Can See
  379. Simple Homemade Beauty Tips To Implement For Natural Beauty
  380. Beauty – An Essential Ingredient For Choosing A Spouse
  381. What Does Really Beauty Means?
  382. How to Feel Beautiful: Feel Beautiful and Celebrate Ourselves
  383. What Do I Do: WordPress or HTML?
  384. Taking Your WordPress Website To The Next Level
  385. How to Use Cpanel
  386. Benefits of College Education
  387. Basic Building Block of Starting a Profitable Blog
  388. Why is Education So Important? Something We Don’t Think of But Should
  389. Real Beauty – Bliss!
  390. The Real Reasons for Society’s Immense Influence on Education
  391. Your Network Marketing Business Blog – 5 Good Reasons To Use WordPress
  392. WordPress search engine marketing
  393. The Numerous and Useful Advantages of the Internet in Education
  394. Unexpectedly Brilliant Uses of Computers in Education
  395. Beliefs About the Purpose of Education You Probably Didn’t Know
  396. Oldest University within the World
  397. GRE Scores Scale
  398. Outlining the Difference Between a College And a University
  399. Ethical Issues in Education We Can’t Afford to Ignore
  400. A Beginner’s Guide To Setting Up A Successful Online Store
  401. The Nikon D3400 Picture Controls and Effects – How to Use Them on the Nikon D3400 DSLR Camera
  402. Retail Design for Vehicle Showrooms
  403. How to Secure Your Small Business with a PIX Firewall
  404. The Due Diligence Concept: A Six Month Journey To High Rankings On The Internet
  405. Perception: Learned Or Innate? A Debate
  406. Best Practices for 21st Century Boards
  407. Why Boko Haram Became Violent
  408. Should You Use Revit Server or Collaboration For Revit (C4R)?
  409. Managing Fixed Asset As a Corporate Financial Strategy – The Accountants’ Perspective
  410. Beauty – Is It Physical Appearances or Self-Esteem?
  411. The 10+1 Paths To Vibrant Healthy Skin At Any Age – How To Make 2013 Your Best Year For Beauty Ever
  412. How Does a Whole Life Insurance Policy Work?
  413. What is Permanent Life Insurance? Should I Choose Permanent Life Insurance Or Term Life Insurance?
  414. I Danced With Christ In Bali
  415. Five Positive Tips for Baby Boomers: Retirement & Panic
  416. Hurricane Erma A Floridian’s Story
  417. The Hidden Hazards of Digital Devices and Blue Light on Kid’s Eyes.
  418. Teaching Data Entry to New Hires
  419. Trauma Aftershocks
  420. I Still Haven’t Started With Live Trading Yet, Because I Am Afraid to “Click”
  421. E-Commerce: B2B Vs B2C
  422. The Simulation Hypothesis: Evidence From Physics
  423. The Best Consumer Electonics Reviews and Deals
  424. Reasons to Not Have a Cellphone
  425. Top Ten PC Games In The World
  426. Video Games and the Law: Sex, Violence and Addiction
  427. Tichu Card Game Review
  428. Should Students Learn A Musical Instrument Or Play Educational Video Games?
  429. Game Ideation For The Everyman
  430. MMO Games for Kids and Teens – Harmless Fun?
  431. What It’s Like Being a Game Maker
  432. Family Gaming – 10 Best Xbox 360 Family Games
  433. Top 10 Cool Online Physics Games

Closing a shop requires great effort and attention and the items indexed beneath, in no unique order, are minimal issues whilst terminating a franchise and ultimate a dealership operation.

THIS CHECKLIST IS NOT “ALL INCLUSIVE”. YOU SHOULD CONSULT WITH YOUR ATTORNEY AND ACCOUNTANT AND THIS LIST SHOULD BE CONSIDERED AS AN ADDITIONAL AID FOR YOU TO USE TO BUILD UPON WHEN YOU CONFER WITH THEM.

Basic Preparation

1. Officers, Directors and ShareholdersAutomobile Dealership

Be certain to preserve both directors and shareholders meetings and to achieve resolutions from each entity, authorizing the supplier to liquidate the dealership, or a considerable portion of the dealership’s belongings.

Determine whether or now not the board and shareholders can also authorize you a termination bonus and prepay your to your services in “winding down the business”. Consult together with your accountant and legal professional to determine what could be an inexpensive quantity of compensation inside the event a agency creditor challenges the transaction.

Determine if it’s miles affordable for officers to shop for themselves and their spouse automobiles. Pay “Net” “Net”, as that might be the sales charge if the automobile had been back to the manufacturing facility or sold to a client of the business.

The officials have to open a new financial institution account, at an exceptional bank, and: (a) use a PO Box, or Private Mail Service as a mailing address; and (b) use a special take a look at color for you to effortlessly determine pre and publish final tests written.

Authorize price to and pre-pay the company’s legal professional and accountant with a retainer. Their offerings may be wished to correctly near the commercial enterprise and the company won’t be able to pay them later.

Authorize pre-fee of some thing offerings or elements the business enterprise will need to be serviced throughout the wind-down period. For example, assets and personal insurance, actual belongings taxes (if the belongings is not owned via a third birthday party), hire, utilities and such.

2. The Facility and Insurance

A one-sheet precis of the hire must be attached to the unique, in order to facilitate subjects. The summary have to encompass such items as: the dates of the base time period; the bottom hire; the cutting-edge rent; the dates of any choice durations, together with notations concerning rent increases; the ability possession; the lessee and lessor; a notation as to whether or not or not the manufacturing facility has point, or site safety; the hire as an equal to the dollar price according to new unit offered; and, a notation as to WHETHER OR NOT THE LEASE IS ASSIGNABLE and underneath what conditions.

Other issues regarding the ability to hire include violations of the ADA, unsafe substances (underground gas tanks, or underground oil disposal tanks) being placed on the belongings.

Owned Facilities

With admire to receiving “factory termination help”, a few Sales and Service Agreements, General Motors as an instance, make a difference between “proprietor occupied” and “leased” dealership centers. Be sure to examine your Sales and Service Agreement to be able to apprehend and be able to capitalize on the differences.

Leased Facilities

If the selling dealer’s lease issue prior to the sale of the dealership is within manufacturing facility guidelines the manufacturing unit ought to make the supplier’s lease bills for the duration certain in the Service and Sales Agreement. (See, but, the EPA section.)

Check with your insurance agent to determine the necessities for insuring an empty building.

Other Insurance Death of an Automobile Dealership

In addition to facility insurance the supplier will want a “tail” or rider on his or her storage keepers coverage. Most insurance these days is “claims made” as opposed to “incidence”.

In a real exercise, most instances which can be settled are settled within the coverage policy limits and the insurance organization can have paid for both the defense and the agreement.

With appreciate to Medical Insurance, arrange for COBRA all personnel of the enterprise. Again, officials and directors can be able to encompass medical health insurance bills as part of their wind-down repayment.

3. UCC, Mechanic’s Lien and Title Searches

Most dealers are not cognizant of all existing liens on dealership’s property.

In order to as it should estimate the promoting dealer’s expected net proceeds, all of those liens will need to be discovered, ideally, prior to negotiations.

Possession of identifies reports and UCC-1 reports will supply the supplier ok time to cope with the problems and to have with ease available answers, if and whilst a potential consumer increases the problem.

Four. Taxes Due and Anticipated

The dealership’s comptroller or accountant, must prepare a sheet of all taxes presently owed by means of the dealership and all expected taxes. The listing should become aware of the quantity, to who owed and the purpose. In positive states unpaid taxes have a “super lien” popularity and if unpaid the selling provider’s property can and may be attached to recover unpaid taxes due by means of the promoting dealership. This attachment can arise months after the dealership has closed.

As a general rule, everybody legal to sign up the checking account can be held in my view accountable for as a minimum ½ of the payroll withholding tax, as well as one hundred% of all the sales taxes due. In addition, in some instances dealers had been held in my opinion liable for monies amassed from customers that ought to had been treated as “agree with” monies, which includes: client change payoffs, consumer credit score and existence insurance rates, and patron assurance and provider settlement charges.

5. Notes and Accounts Receivable From Others Dealership

The “Notes and Accounts Receivable – Other” account is mostly a “catch-all” account at the dealership declaration. For functions of a dealership sale, this account have to be purified (1) if you want to apprise the provider of any greater finances, which can be to be had for very last sales and assets taxes and (2) to make both the provider and accountant privy to any “in-residence” loans to officials, administrators and personnel, which can also ought to be repaid.

6. Prepaid Expenses

The pay as you go cost account is another “catch-all” account that should be purified. When scheduling the pay as you go fee account the comptroller must make a thorough search for all rent and contract deposits. In many times, provider equipment on hire, vehicles on hire, computers on lease, and other rentals made to the dealership deliver protection deposits, or the remaining month’s payment, or both.

7. Dealership Employees

Along with the regular business enterprise-worker members of the family, there are two very essential felony areas which could affect car dealers: (a) pension fund legal responsibility; and (b) kingdom and federal laws regarding closings.

In some states the selling supplier might be individually liable for investment worker pension price range; whilst in others the provider need to deliver employees boost observe of any final. Also, the US Congress exceeded rules concerning “closings”. In the instances of “closings”, both kingdom and federal laws placed a minimum on the number of individuals hired, commonly 50 or 100, earlier than the regulation applies to the provider’s agency. Check the Hart Scott Rodino Act (HSR) and the WARN Act.

With recognize to wages, some jurisdictions have enacted statutes making certain shareholders for my part accountable for corporate debts thanks to workers and different employees. Welfare and pension finances also qualify as wages underneath New York’s statute.

The comptroller or accountant have to prepare a
list of those liabilities, to include any amounts due to the personnel, with appreciate to amassed vacations, withholding taxes, pension and income sharing plans and wages, as of the date of near.

Insofar because the real terminations are worried, if the dealership is “union”, the dealer must speak to the union’s representative which will ensure that all the conditions of the union agreement are met.

8. Long-Term Debt

All lengthy-time period debt need to be itemized and a technique of reimbursement determined. Interest need to be computed. When overdue hobby and past due bills are introduced to the loan balance, the mortgage pay-offs are generally higher than expected.

The comptroller should put together a list of these money owed, to encompass the amount owed such as interest, to who owed, motive of debt, adulthood, phrases and safety given. In addition, after the listing is completed, the comptroller need to keep a going for walks overall, every day, through near of escrow.

9. Other Notes Payable

As with lengthy-time period debt, different notes payable have to be listed via quantity consisting of hobby to date of close, to whom owed, cause of observe, maturity, terms and protection given; and arrangements have to be made to retire the debt.

10. The Financial Statements

The retail automobile commercial enterprise is one of the few businesses requiring a whole ultimate of all books and information, right away, at the give up of every and each month. Factories and finance businesses require reporting on factory originated, or authorised forms.

In getting ready the shop for ultimate, a reconciliation statement can be used, explaining categories such as “other profits & rate”, assurance, finance and insurance earnings not proven at the assertion, together with terrific objects.

You will need a final economic declaration for tax functions.

11. Storage of Records

Dealerships amass a wonderful deal of paperwork, the secure, on hand, storage of with a view to present a essential problem to the promoting provider. No dealership report can be as vital as it is at the day it can not be discovered. Former sellers have associated tales of trying to retrieve files from mini-storage centers, in each rain and snow.

The appropriate time period need to be decided, best after the provider’s accountant and lawyer have considered and counseled the dealer with appreciate to statute of boundaries troubles and other report retention regulations, odd to the political place in which dealership is positioned.

12. In-House Service Contracts

If the provider has offered any “in-residence service contracts”, the selling dealer will now not need former customers calling at his or her home for upkeep, or complaints; therefore, a gadget of service, along the following traces, have to be negotiated with a supplier located in near proximity to the final store.

13. The Hard Assets

Parts and Accessories

Each manufacturing facility has its very own definition of “returnable” elements and returnable add-ons. Most also consist of a reduction for packing and shipping.

Just prior to closing, a computer printout ought to be obtained list all parts and accessories, their purchase date and value in an invoice.

Parts and Accessories need to be segregated into “returnable” and “non-returnable” categories. Returnable elements and accessories want to be inventoried and packaged in keeping with the manufacturing unit’s specifications

Non-returnable objects want to be advertised to other sellers or components homes which includes “Napa”. Note: Some “non-returnable” components may additionally in truth be returnable to the supplier from who it turned into bought, together with Delco, Motorcraft, Mopar, Napa, and so forth.

Do not mark on or damage original packages whilst inventorying or packing as a few factories will no longer classify gadgets in marked programs as “returnable”.

Be positive to account for aftermarket objects including Gas, Oil & Grease, Nuts, Bolts, Supplies, Work in Process and Repair Order (Need to collect A/Rs), Signs, Tools, Miscellaneous Equipment & Supplies.

Furniture, Fixtures, and Equipment

The difficult belongings fall into two categories: (a) Those repurchased with the aid of the manufacturing facility, along with special tools, components device, signs, some pc structures, etc.; and people now not repurchased by the manufacturing facility, together with desks, chairs, etc.

Repurchased and non-repurchased items ought to be segregated and a stock / public sale service contacted to bid the public sale at the non-repurchased objects. When thinking about the public sale, terms which include advertising and marketing time, vicinity, minimal bids, assured minimums from the auctioneer, and so forth, need to be considered.

Leasehold Improvements

The price of Leasehold Improvements is commonly lost within the termination procedure.

Vehicles

While undertaking a new vehicle stock valuation is a rather, habitual rely upon, it’s also time consuming; therefore, so as for a supplier to realize complete value, or every automobile, at time of switch, a tick list have to be compiled and maintained. There are certain additions to, and subtractions from, the bill charge that must be made.

The difference in cash to be paid by patron’s floors entity to the supplier’s floors institution can be sizable, in particular with admire to home traces, in which holdback monies routinely average among $four hundred and $six hundred in step with the unit or more.

A supplier needs to be privy to this discerning, early on if you want to provide for the contingency all through negotiations.

Various states have legal guidelines extra liberal than the manufacturing facility’s Sales and Service Agreements and the particular laws of the terminating dealer’s jurisdiction ought to be evaluation. For example, Maine calls for that the factory repurchase terminating sellers’ whole new automobile stock, irrespective of model yr. Some states require the factory repurchase most effective modern model 12 months automobiles and others cutting-edge plus one year deliver-over.

In MSO states, the dealer ought to manage all automobile keys and MSOs – if the lender does now not have already got them.

Prepare to liquidate used motors and any dealership automobiles which includes elements vans, courtesy vans, demonstrators and snow plows. It is generally less complicated to reap an awesome fee for them through not letting all people “cherry pick out”. Several wholesales have to bid them as a “institution”.

Make the listing of carryovers and if the factory will now not repurchase them have the wholesalers bid them separately and additionally store them with other dealers.

Dealer plates must be surrendered and accounted for whilst the dealer license is terminated.

Thirteen. Appraisals and Auctions

There are a number of competent, identified appraisers, our company may want to suggest. In order to maximize the greenback value of an appraisal or public sale, the dealer have to contact numerous corporations, determine how they function, what facts may be required, the technique for valuing. After obtaining such facts, the dealer ought to recognise the ideal form and schedules essential with a purpose to maximize the appraisal or sale of the fixed belongings. In addition, through assigning an employee to very well prepare the belongings and schedules, the supplier will better apprehend the fee of the assets at the premises.

Perhaps the best troubles, with admire to value determinations and auctions, are: (1) neither celebration takes the time to understand the methods and reasoning used by the appraisal/auction enterprise; and (2) the supplier nearly by no means thoroughly prepares the belongings and schedules. We continuously find that every one of the dealership’s belongings do not seem on schedules, either due to the fact they were fully depreciated, or due to an errors.

14. Contracts for Services

Service protection contracts and personal service contracts have to be reviewed for private guarantees, time period and assignability. An oversight should imply that non-public legal responsibility, for overall performance, might remain with the promoting provider. Service renovation contracts must be scheduled, with the element indicating the quantity of every charge, length of settlement, service to be rendered, and any private liability. Any contracts that can be cancelled have to be calendared for cancellation.

15. Contingent Liability and Reserves

The supplier need to know the quantity of all exquisite retail paper, which has been unconditionally assured by way of the dealership, or the dealer. The provider need to recognise which the dealership’s reserve account will be subject to fee backs, for early payoffs and the quantity, if any, of recourse against the supplier and the dealership.

A spreadsheet of the super contracts should be compiled, detailing, similarly to the collateral description, ultimate term, and delinquency repute, and credit grades, such as A, B, or C, or something machine the finance employer makes use of. The sort of recourse, common month-to-month reserve charge-backs, and the current reserve balance should additionally be included.

Shortly after informing the financing institutions of the dealer’s rationale to shut the dealership, the creditors must once more be approached, concerning the availability of any “stroll-away” packages. Furthermore, inside the event the dealership has been working with reduced reserve retention, the amount required to bring the reserve(s) to standard, upon cessation of retail operations, should be determined. On occasion, this quantity has proved to be vast.

Eventually, when confidentiality is not an issue, the dealer ought to talk with the lender, the managing of future repossessions, extensions, renewals and other preservation features. If the earlier provider-lender courting changed into proper, the supplier will find out that an extremely good amount of help to be had from a cooperative finance corporation.

Lastly, if the supplier discovers a huge contingency, a certain degree of assistance can be negotiated with the consumer.

Sixteen. Accounts Receivable and Cash

Cash

While apparently apparent, dealership cash have to be taken into consideration. Generally a new checking account have to be opened at a monetary institution that is not affiliated with the provider’s modern business. Also, if possible, a locally owned financial institution need to be used, versus a countrywide financial institution. The supplier should recollect lowering the wide variety of signatories on the bank account(s) to 2, one among that’s the supplier and, powerful the day of the close, the quantity of signatories should be decreased to the supplier main simplest.

Factory Receivables

From the moment a selection to close the shop is reached, factory receivables need to acquire concentrated interest. The very instant an attention of the pending last reaches the manufacturing unit, the bills stop.

Try to solve all trouble receivables, including warranty disputes, nicely earlier than the closing. In any event, assistance from the manufacturing unit, following the near of escrow will be vital to procedure assurance re-submissions and different issues.

Employee Receivables

Employee receivables should additionally be very well analyzed at some stage in this preliminary level. An on the spot policy, of no advances, need to be mounted.

Without inflicting alarm, employee receivables should be scheduled and a route of compensation mounted. One of the higher techniques is to prepare a schedule of what every employee owes and, because the very last pay periods method, make sure the receivables are deducted from the worker’s final tests. Unfortunately, some states do now not allow the dealer to set-off debts towards wages. Your kingdom’s coverage/regulation have to be reviewed together with your lawyer earlier than proceeding to set-off any worker debt.

Customer and Vehicle Receivables

The promoting provider need to make certain that car receivables and patron accounts, other than service and parts, are pure. Necessary changes and write-offs have to be made, with the cause of arriving at a receivable discern which realistically depicts the quantity of cash which can be expected.

If the dealership’s service and components coverage has been nicely monitored, these accounts must pay in an orderly manner. In addition, the supplier ought to determine whether collections need to be accomplished by supplier, and one or more employees, or whether or not the supplier can promote the accounts to a factoring residence.

17. Leased Equipment

Not all leases can be cancelled. The supplier ought to determine which, if any, of the rentals have personal guarantees, and with recognize to such rentals, make a concerted effort to negotiate a agreement with the lessor. That assumes that the enterprise is bankrupt. If the enterprise is solvent, than settlements need to be negotiated with respect to company leases.

18. EPA Inspection

If the actual assets is owned by way of the remaining dealer, it’s miles important for the dealer to decide where and what the issues are probable to be. If underground gasoline or oil storage tanks have ever been located on the dealership actual belongings, the supplier need to, if no longer already available, contact a private inspection corporation and obtain a certificates of clearance, or compliance, with recognize to it.

Be conscious, no agreements among the parties can regulate, or redistribute their respective liabilities, with recognize to kingdom and federal laws.

19. Expenses of Transaction

There are certain extremely good fees, such as real property appraisal fees, consultant costs, attorney and accounting fees, that are incidental to the getting ready a dealership for final. These charges could be paid each from the dealership popular account and immediately from the closing dealer’s private account. The dealer have to alert the bookkeeper to keep a separate journal, wherein to document those expenses, in order that the accountants can also with no trouble determine the expenses of sale and categories of expenditures, for-profits tax functions, both private and enterprise.

Closing Date

Absent exigent situations, the supplier ought to estimate the amount of time essential to prepare the shop for last, generally approximately thirty days. If possible, the closing need to be on a payday.

The Comptroller’s Responsibilities

The Dealer’s comptroller ought to put together, or be accountable for the practise of, the following items and files, for switch:

The Books & Records;

All Purchase Orders and Deposits;

The Franchise Termination Letter and the Factory’s, or Distributor’s Acceptance of the Buyer’s Resignation;

The Accounts Receivable List;

Prepaid Expenses;

Preparing a Leased Equipment Inventory;

Securing Old Credit card plates and Machines;

The Parts and Accessories Return, Vehicle Return, and Rent Assistance Demand Letters;

The Transfer and/or cancellation of diverse: Telephone Numbers; Post Office Boxes;

The insurance arrangements: lifestyles, storage keeper’s tail, real and private assets, health, and so on.

The Dealer’s Responsibilities

The Dealer need to put together, or be accountable for reviewing and supervising all of the items within the checklist and for the instruction of the subsequent objects:

Decide on the personnel which can be required to live so as to complete the last of the store.

Check for sold orders decide whether or not to deliver, cancel, or refer to every other dealer.

Cancel employer credit playing cards, which include any smartphone credit cards and any cell phones – besides your very own.

Secure cellphone service. Set a Voice Mail message concerning a dealership referral.

Tags: , , , , , , , ,

This is a Sidebar position. Add your widgets in this position using Default Sidebar or a custom sidebar.